"Money is a mirror of your self-worth. Heal the relationship, and the flow aligns."

Moona Ssahni
Bestseller Personal Transformation

Transform Your Relationship With Money

Money Karma is not another personal finance book. It is a transformational journey that helps you understand the emotions, beliefs, and habits that shape your financial life.

Former Rajasthan Royals CFO
Founder of Monaargy Consultancy
CA | Strategic CFO | ICF Coach | NLP Practitioner
Start your Journey to Happy Money

AS FEATURED & SEEN IN

The Root Problem

Why Most Financial Advice Doesn't Work

Most people focus solely on earning more money but never learn how to build a healthy relationship with it. Money Karma helps readers uncover hidden beliefs, emotional spending patterns, and unconscious money habits that prevent financial growth.

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Financial Clarity

Deconstruct your internal coding around wealth. Acquire crystal-clear focus on where your resources are and where they should go.

Healthy Money Habits

Deconstruct negative behavioral cycles. Re-wire your subconscious response to money inflow, saving, and investing.

Conscious Spending

Shift from emotional spending triggers to values-aligned conscious outflow. Make every single rupee work for your joy and growth.

Financial Freedom

Design a system where money stops being a source of anxiety and begins operating as an engine for life-long autonomy.

Deep Dive

The Book Architecture

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Money Karma is an immersive guide combining Moona Ssahni’s two decades of high-level corporate finance wisdom with deep personal development and coaching systems. This is not a dry manual on budgeting. Instead, it addresses the psychological constructs that define how you attract, retain, and allocate capital.

"Money is not just currency; it is energy. Your money flow is an exact mirror of your internal alignment, self-worth, and sub-conscious scripts."

— Moona Ssahni, Money Karma

Through practical exercises, self-assessment trackers, and the 9 transformative laws, you will construct a personalized wealth flow that operates with complete freedom, zero friction, and high conscious awareness.

Format Hardcover / Premium Edition
Pages 280 Pages
Publisher Om Books International (Om EDGE)
Language English
ISBN-13 978-93-6395-853-1
Dimensions 6 x 0.8 x 9 inches
Single Copy Price
₹395 Free Delivery in India
Volume Bulk Discounts (10+ Books)
10 - 24 Copies 20% Off
25 - 49 Copies 25% Off
50 - 99 Copies 30% Off
100+ Copies 35% Off

Ideal for corporate gifting, team coaching, and wealth alignment study groups.

The Core Pillars

The 9 Laws of Money Karma

Outflow

Law of Conscious Outflow

Stop wondering where your money goes. Start understanding what it is trying to tell you.

The Mind Behind Monaargy

Meet Moona Ssahni

With more than 20 years of experience in finance, leadership, strategic consulting, and personal transformation, Moona Ssahni brings a unique blend of financial expertise and human insight.

As a Chartered Accountant and former CFO, she understands the mechanical architecture of money. As an ICF Coach and NLP practitioner, she maps the emotional pathways of self-limiting beliefs, helping elite performers decode their wealth psychology.

Former CFO, Rajasthan Royals
Founder, Monaargy Consultancy
Chartered Accountant (CA)
ICF Certified Coach & NLP Practitioner
0 Years Corporate & Finance Exp
0 Elite Clients
0 Businesses Transformed
Moona Ssahni Happy Money Coach
Cohort Experience

Journey To Happy Money

Cohort-Based Coaching Program

4 Weeks to Complete Financial Alignment

An intensive, interactive program designed specifically for executives, entrepreneurs, and high-earning professionals. We step beyond theory to completely rebuild your financial ecosystem and rewire your relationship with wealth.

Week 1 Decode Ancestral Scripts

Diagnose ancestral limiting patterns and remove subconscious roadblocks to wealth flow.
  • Identify generational money beliefs ("money is hard", "rich are greedy").
  • Differentiate between high-scarcity and high-abundance temperaments.
  • Interactive Tool: The Financial Drama Map assessment.

Week 2 Rewrite Outflow Patterns

Shift from emotional spending triggers to values-aligned conscious outflow.
  • Identify emotional retail-therapy and high-guilt transaction spending loops.
  • Learn the CFO-grade Outflow Valuation Matrix.
  • Actionable Tool: Designing your customized Conscious Spend Blueprint.

Week 3 Re-Wire Inflow Capacity

Create a powerful wealth alignment flow structure for personal and corporate capital.
  • Formulate professional high-value positioning to optimize hourly rates and margins.
  • Establish the 3-Bucket System (Safety, Expansion, Free Flow).
  • Actionable Exercise: The Negotiation and Salary/Pricing Script.

Week 4 Complete Wealth Sovereignty

Plan long-term passive assets and claim absolute schedule ownership.
  • Deploy standard compound multiplication systems without active burnout.
  • Establish financial boundary agreements in professional and domestic relationships.
  • Interactive Tool: The Sovereign Wealth Roadmap projection spreadsheet.
Limited Seats Happy Money
₹29,999 ₹9,999 + GST
  • 4 Weekly Live Video Masterclasses
  • Physical Money Karma Workbook
  • Private Cohort Community Lounge
  • 2 implementation review calls with Moona
  • 1:1 Discovery call upon completion
Curriculum Highlights

What You Will Master

Conscious Outflow

Curb leakage, restructure debts, and direct spending to maximize spiritual and physical happiness.

Conscious Inflow

Uncap earnings capacity, design high-value business offerings, and master negotiations.

Happy Money

Shift your vibrational blueprint to attract peaceful, friction-free wealth flow that stays.

3 Bucket System

Establish automated safety, growth, and guilt-free lifestyle spending channels.

Financial Freedom

Deconstruct financial metrics to realize absolute sovereignty over your schedule and lifetime.

Client Success

Words from the Aligned

Your Relationship With Money
Can Change Forever

Do not let unconscious scripts, financial friction, and unresolved blocks cap your growth. Step into alignment and claim your financial sovereignty.

Join The Cohort Program Schedule Discovery Call

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Connect

Start Your Transformation

Call or Message

For corporate coaching or speaking invitations:
+91 98765 43210

Email Inquiries

General & client partnerships:
moona@monaargy.com

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Money Karma Program ₹9,999 (Reserve Seat)